Three steps to Health Care Reform

            

By Jack E. Lohman

I’ve got it!

Step One: Refuse insurance coverage for 15% of our politicians, under-insure another 15%, and put the rest on a high-deductible health savings account.

Step Two: Ban all campaign contributions moving from the healthcare and insurance industries to the politicians.

Step Three: Actually, step three isn’t needed. Without health insurance or industry money, the politicians will fix the system virtually overnight. Even if we just eliminated the industry money, the politicians would do the right thing.

Sad, isn’t it? That the guys and gals that are paid by us actually work for them. But that’s the world we live in.

That’s the way it’s going to be until November and we throw out the old and bring in the new.

Yeah, some of the indestructible young bucks will be okay with the high deductible plans, at least until one of their kids is diagnosed with genetically contracted diabetes or something of the like. No amount of, what do they call it, personal responsibility and keeping fit, will protect them from this family tragedy.

Then they’ll want to convert to a standard policy, but it’ll be too late. It’s that “pre-existing disease” thingy we’ve been talking about.

It is what it is; live with it.

This just puzzles the hell out of me. We are all paying for everyone’s health care already. . . . in cost shifting, bankruptcy costs, and when businesses add their costs to the price of their product and we (even us old geezers) reimburse them at the cash register.

Why don’t we just pool everybody into one system and all share the costs in a forthright manner, and pay less dollars than we are paying today? And at the same time make our businesses more competitive with imports!

For the same amount of dollars we are spending on health care today, we could provide first class care to 100% of our population. We’d use the same private doctors, the same private hospitals and we’d have wait times no longer than we have today.

Under a single-payer universal healthcare system, no one would have to declare bankruptcy because of exhorbitant healthcare costs, where those costs are now borne by the rest of us.

Why are we spending more to avoid doing it the right way, than it would cost to do it right in the first place?

I know of no intelligent business leader that would design a system like today’s. But I do know of many politicians who would. What’s that tell you?

2 Responses to Three steps to Health Care Reform

  1. Smor says:

    Jack,

    Healthy Wisconsin is the current system… so clearly, you are referring to the Democrats when you borrow the above quote.

  2. Jack Lohman says:

    Don’t know which quote you are referring to, but indeed Healthy Wisconsin would satisfy the above, as would other approaches. All of the above arguments have been used by the Dems and HW supporters, as well they should. It is a good proposal, and that may also be why the insurance industry is so opposed to it.

    The R’s have been pushing the health savings accounts (that’s what the insurance industry wants, don’cha know?). The Dems have been pretty good on this issue, the R’s get heavy campaign contributions from the industry.

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