How to save Wisconsin or California or whoever!

May 28, 2012

When I owned a business, we had sales and expenses, income and outgo, and they damn well had to balance.

By Jack E. Lohman

Obvious, but my company was not run by politicians.

Poor people want taxes spent on them, and rich people want the taxes themselves. The poor have votes to sell, and the rich have campaign bribes to share. These are all “vested interests,” and the politician needs them both.

What is a politician to do?

Of course, they could just increase taxes and revenues and satisfy the problem. Except that the poor pay no taxes and the rich do, and the rich wants subsidies before the poor get taken care of, and it is they who fund the elections (read that; give campaign bribes!).

What is a politician to do?

If he’s honest, he’ll do what he’s paid to do, and has sworn to do. But few of them remain honest once they get in. They soon learn that they have to play the money game if they want to collect campaign money for re-election. And they have to play the money game the rest of the Pols are playing, or they get nothing done.

But they get nothing “good” done the way it is, so why do they stay?

Bernie Sanders is the only independent in the Senate, and takes zero special interest money. Because of his honesty he could run with zero money and win! Wisconsin’s Bill Proxmire was the same; he spent $500 on his last election.

So, NO money works too!!!

And the media?

A total piece of crap! Corporate media and Fox and CNN need the corruption, because much of the campaign bribes filter down to TV ads. As much as 15% of their income is political ads, paid for with political corruption. They’ve lost advertisers to the internet, and have made it up with political ads. So they aren’t about to jeopardize their income by lambasting our corrupt political system.

Except for a few… Ed Schultz, Rachel Maddow, and one or two others.

Are they the only ones who get it? Or are they lying and everybody else is truthful?

There are certain journalists I now never read, even Internet web sites, both Lefties and Righties, because they know the problem and refuse to discuss it.

How can these national media experts totally talk around the corruption issue that is killing our nation … with a straight face?


Remember when…

May 21, 2012

… bankers were the most trusted of community leaders?

By Jack E. Lohman

And now we’d like them in jail with the other crooks!!!  Jamie Dimon, CEO of JP Morgan, just announced a $2 billion loss on bad investments, and he’ll likely get a bonus for it! Privatize profits and socialize losses seems their philosophy, and it has to stop!!!

Let’s hope the shareholders rather than taxpayers take the hit for this.

(And incidentally, should we be asking where that $2 billion is now?)

Again, the sheeple are drinking the Kool-Aid.

Both the Left and Right have fallen for it. A very clever, corporately-financed strategy has succeeded in controlling the message: “stop entitlement spending!!!” “Solidify the Bush tax cuts” (that killed the economy in the first place!). Even to the detriment of the so-called “smarter” Republican voters.

You, sheeple, are getting screwed!!!

All while the real government problem is “corporate giveaways” and political corruption … and the solution is to “restore taxes and revenue” … we sheeple (Republicans and Democrats alike) are singing the tune of the politicians that want nothing of it. Because these leaders are getting a piece of the loot.

These politicians are part of the rip-off, and we voters are too distracted (or sucked-in) to do anything about it. WE can’t see when even OUR OWN pockets are being picked. Lefties and Righties alike, had best wake up.

Indeed the Righties are correct that we have too many people on the dole, but some of them are Righties themselves. And the union bosses are more interested in retaining their own $300K salaries than the jobs that are outsourced as a result of exaggerated wages.

We indeed have an imbalance, with crooks at the bottom and crooks at the top.

The Mainstream Media is right in the thick of it… 

… because they get a major part of the corrupt dollars that flow to politicians. Unfortunately the Internet losses and Citizens United gains have converted them from watchdogs to co-conspirators, as the media gets a piece of the action rather than reporting on the process.

And to the top 1%, be careful of what you ask for.

We have maybe 10 years before the political corruption kills democracy. After that your wealth will be worthless in the US. It may buy politicians but it will not buy off the public ire.

NONE of this would occur without corrupt politicians, and the sheeple allowing the betrayal.


Yes, Scott Walker’s “divide and conquer” works.

May 14, 2012

So does diversion! And sheeple, you are being diverted!

By Jack E. Lohman

First, I think Obama’s being “forced” to take a stand on the gay issue was contrived… purposely set to test the waters well before the election. Biden and Duncan followed their orders and it worked.

On this issue I’m a Lefty. If gays are dumb enough to get married, let them. But not on my dime. I don’t want our government in my bedroom or theirs. My views of their lifestyle are moot. This is (or was) a free country.

I also do not support the taxpayers funding abortions or erectile dysfunction or contraceptives or anything else that is sexual and personal and in the realm of private charities. Enough is enough! The right-to-lifers and pro-choicers must go it alone.

And I think Romney’s being a bully at 17 is a dumb and stupid non-issue. Dems, get over it!

Don’t we have more critical issues to solve?

Yes, and it’s frustrating that the moneyed interests are spending so much money on the message war, and they are winning. Not because they are right, but because they have the cash. And the conservatives have bought into the message, even at their own peril.

Where to start? I’d say dump the political trash in November.  100% of it. Clearly there are some good guys that should stay, and we know who those are. But there aren’t many, and an 80% cleanup is in order. The rest will get the message (though the four Horsemen — Boehner, Pelosi, Reid and McConnell — is a wasted bunch.)

And for our bait-and-switch governor? We could do better.


Why CEO salaries are high?

April 27, 2012

Because they CAN be, and the politicians get a piece of the action so don’t expect change.

By Jack E. Lohman

The pay ratio was 365:1 in 2000, between CEO and average employee, compared to 25:1 in Britain and 10:1 in Japan. The median income of the top 100 U.S. CEOs today is $14.4 million, versus the average annual American salary of $45,230.

The difference is in the amount of political corruption. Higher CEO salaries and fewer regulations requires more cash to flow. (Aren’t our politicians sweet? They don’t do anything for free.)

Back to the point…

CEOs are picked by the Board of Directors, usually a group of 8 to 12 CEOs from other companies that meet at your digs for a couple of hours every 3 months or so. And the CEO that they pick to run your company often sits on their Board as well, so there’s mutual back-scratching going on.

And be assured, there will almost always be an insurance company CEO on the board, to be their healthcare expert and influence their direction on health care.

No, boards do not see the conflict of interest. The best “jobs bill” ever would involve dumping this industry.

But anyway…

… to cover themselves legally, when setting the CEO salary and avoiding the “giving away the store” collusion charges, the Board hires an “independent compensation consultant” to research the field and give them “unbiased” feedback on the going CEO rate.

Of course this consultant also sets the Board member’s own salary at their company too. So if the consultant knows better, and wants to be hired again, they will keep the pay-trend going up. It’s a nice job, if you can get it.

And you’d be surprised to know that we have congressmen calling for even MORE tax cuts for the rich, the so-called “job creators,” even though they are at the lowest tax rate ever AND the Bush tax cuts to get us there did absolutely nothing to add jobs, and in fact everything to destroy them! But when you have congress in your back pocket you can get by with anything.

They often use the “free market” ploy…

IF we want the best, they argue, “we’ll have to pay a high amount.” They rarely get the best, but they do get someone who has done a great job on his resume and finagled his salary upward along the way. In fact there is evidence that the more they pay the less they get.

Who pays? The taxpayers for one. Employee salaries and benefits are tax deductible. And the shareholders pay as well, because what doesn’t come off of taxes comes out of shareholder profits. But the CEO and Board determines this, the shareholders don’t.

It’s also in knowing who to pay off.

Our politicians know that without outrageous salaries their income from bribes will decrease. Of course, they will retain the campaign bribes from the SuperPACs, but more is merrier.

Worse, for the country, is that corporate laws are bought-and-paid-for. And they will not change as long as campaign cash continues to flow from private industry. Money WORKS!

A federal “Incorporation” option

Corporations are currently created on a state level, and as such the states see who can create the most competitively weak laws. Delaware has been quite successful in this endeavor.

But now is a good time to introduce a federal version. One that offers ZERO taxation for those complying. It gives shareholders the reins to calling the shots, limits CEO pay to 50 times the lowest, and gives U.S. workers preference over other countries.

What’s not to like about that?


Hell no I’m not a happy camper…

April 6, 2012

Let’s understand the root problem in America…

By Jack E. Lohman

I’ve tried to blame our failed war on drugs on the pushers. It doesn’t work. I always come back to the core problem: politicians that are funded by private prison corporations and security guard unions, all of whom want to secure their financial and electoral futures, expand laws. They do not contract them. Look at this excellent 3min video, but also understand the numbers!

I’ve tried to blame our failed healthcare system on the insurers, for-profit hospitals, and doctors. That also doesn’t work! Yes they are all guilty of lobbying for their best interests, but the real culprit is the politician who is paid by the taxpayer to serve on its board of directors and lead this country through thick and thin, but instead has his hand out at every turn.

I’ve tried to blame our enemies in the middle east for causing all of these wars, and then I realize that it is Americans on their soil and not the other way around. And then I realize that the defense industry gives campaign cash to our trusted leaders and it has had the intended effect. No, I’m not a real happy camper.

Even the failed economy I originally blamed on happenstance, until it became obvious that campaign cash caused the politicians to steal from the poor to give to the rich. Tax breaks to the rich with fabricated claims that they create jobs, got a little sickening. We all know that employers would not survive without workers, so it is a necessary marriage. But CEOs fund the campaigns and the workers do not.

And remember this: High unemployment equals low wages, which equals high profits and CEO salaries, and more money for political bribes, all of which equals more profitable political ads flowing to mainstream media!

Isn’t our free-for-all market just great?

This story goes on in virtually every issue, but the Fat Cats get it and the 99% don’t. Or at least didn’t, but they have smartened up. But we sheeples must get off of the little fires that the politicians have built to divert us.

What is rather surprising to me is that our business leaders have not gotten wise yet. Or they have but are enjoying their temporary advantage. But in time a trashed country is not going to be good for them either.


Is ObamaCare on it’s way out?

April 2, 2012

Let’s hope so!

By Jack E. Lohman

Otherwise we will spend years trying to put lipstick on this pig, all while transferring huge public funds to the insurance executives and their politician co-conspirators.

ObamaCare is a terrible solution and would not have been passed without the $125 million in campaign bribes passing to our trusted and esteemed politicians. Money works, as was proven here when single-payer was kept off the table.

Let’s kill it and do it right.

Yes, some good things have happened with it, but what will we have after we are 100% into it? A garbage system that still rewards the insurance executives. And the politicians who get a piece of the booty.

There *IS* a better way but the politicians don’t want to go there… because their cash flow will stop.

Better options? Medicare-for-all or VA-for-all!

Medicare is not perfect, and our politicians want to keep it that way. Fixing it would remove some of the stigma that helps them pad their wallets and get re-elected.

Medicare’s biggest problem is that it pays physicians on a fee-for-service basis rather than on a straight salary. Thus “over-ordering” provides a financial incentive, which incidentally exists in the private system as well. The VA system solves that by paying salaries, but because of the wars it is simply overloaded.

If we want to fix healthcare we need simply to mandate that our congressmen and staff are limited to the same system they mandate for the elderly and poor. Got that Rep. Ryan?

A government-run system cannot give campaign bribes but a privatized system can.


Universal healthcare is a smart jobs and business model!

March 30, 2012

But let’s not accuse our politicians of being smart!

By Jack E. Lohman

Taiwan experts traveled the world looking for the best healthcare model to copy for their own country, and settled on (drum-roll please), America’s Medicare system. With 100% private doctors and hospitals, only with government payment rather than insurance company and employer payment.

And it works! With better health outcomes than ours (because they cover 100% of their citizens) they implemented it at a total cost of 7% of GDP. (Our costs are 17.5% of GDP with insurance company profits and administration!)

And they relieved employers from the cost of providing health care, and allowed 100% portability for employees wanting to change jobs or start new businesses. What’s not to like about that?

100% in, 0% out

Everybody is covered at less than half our costs, because they’ve eliminated the middleman. Instead of insurers taking 20% off the top and distributing the rest, a government’s private contractor distributes the money. Same medical services are paid for, except without the private mark-up for CEO salaries and retirement benefits, shareholder profits, actuarial and legal fees, marketing and broker commissions, and even political costs (campaign contributions) which are added to the bottom line and passed onto the consumers.

But get this…

100% of today’s inflated costs are passed onto consumers, if not through premiums then certainly when businesses add their healthcare costs to the price of their product and we reimburse them at the cash register.

And those costs (less the 20% of insurer waste) are also picked up by the taxpayers under a single-payer plan as well. Or however, but the same people paying today will also pay tomorrow…  one way or the other. The trick is selecting the best way to do it.

Today we are paying in the worst way possible by forcing employers to pay the bill and add their costs to the price of their product. OR, by taking their jobs to places like Taiwan, where their system does not penalize employers. And all of this so our politicians can give their insurer-friends 20% of the pie? Duh!!!


OK, Rep. Ryan, we get it!

March 26, 2012

We know that the cut in entitlements goes to your contributor friends! A plus and a minus can equal a balance.

By Jack E. Lohman

I’ve got to give it to Paul Ryan (R-WI), he sure knows how to balance budgets. But cutting needed programs for seniors and the poor, so we can fund tax breaks for the rich, is not what we would have expected.

Yes Medicare needs fixing, but adding 20% markup for the privatizing that allows insurer profits to be shared with politicians is NOT what most of us had in mind. It is far cheaper to fold all healthcare into our national budget than to seek ways to keep the insurers in the loop.

Yes Social Security needs fixing, but adding 20% markup for its privatizing to allow banker profits to share with politicians is stupid and corrupt. That our politicians have been able to dip into the SSI fund to finance special-interest giveaways makes us madder than hell. At least those of us who understand the game.

THINK ABOUT IT!

Fix SSI by removing the income cap (for deductions) so the rich guys that fund your campaign pay on their entire income rather than just a portion. Don’t increase the age limit to 67, which will only force seniors to stay in the job market when we need those jobs for young adults.

Can you imagine how this country would function were it not being run by politicians looking for campaign bribes?

This is all a political game, and it may work!

To your disadvantage, that is. The politician’s trick is to propose very radical ideas, that won’t pass but gets the public prepared for the worst case scenario. And then settle somewhere in the middle. Not where originally proposed and not where the game began.

It’s called disrupting the status quo, with the bad guy wining in the end. Yea, I’d expect that of a Chicago politician, but I thought its borders stopped long before Ryan’s district.

And this guy is presidential material??? I don’t think so. ONLY a 100% turnover in November will save our nation.


If one is to be obsessed by anything…

March 16, 2012

… it IS the nation’s #1 problem… and to fight the little fires elsewhere makes zero sense.

By Jack E. Lohman

Because it diverts the people towards the little fires instead. Divide and concur is the strategy, and it is working.

Except that some new candidates finally get it and are pushing the message. Rocky Anderson says it best.

Truth is, I want my government to protect our citizenry from bad guys. Crooks who hurt people and rob banks ought to be thrown in jail. And the CEOs who run the banks they rob, ought to be in jail with them.

Unfortunately these bankers also own the politicians who write the laws (or don’t write laws) that allow the rip-off.

Wouldn’t it be nice if…

… we didn’t have to “save” BadgerCare?

The Fat Cats (at least most of them) don’t hate poor people who need medical attention. But they DO love the money that the state spends on these people and which otherwise could be diverted to their own bank accounts. Greed trumps compassion. Get used to it.

… we could get unbiased answers as to whether mining was either good for Wisconsin or bad for Wisconsin, and do what’s right?

Yea, we had one Republican senator who had a conscience, and so far Wisconsin’s bill has been stopped. The mining companies are either going to have to find his hot button — that is, send more campaign cash — or buy off a couple of Democrats. It’s nice to know where they stand, eh?

Alternatively we could hire real scientists who are not getting research money from either the mining industry or the tree huggers, and get an honest, unbiased answer that will force politicians to an up/down vote at their own peril. (Now, there’s a thought!)

… Congress was cleaner than the state legislature?

Don’t even think about it. The closer you get to the top the dirtier it gets. Our “change” president is the most embarrassing of all.


And the problem? Drum roll please…

March 13, 2012

… more political corruption!

By Jack E. Lohman

Why are we diverted by theoretical economists to little fires, instead of looking at this nation’s ACTUAL, #1 problem: the looters of our economy (bankers, oil speculators, hedge fund managers) paying off the politicians that pave their road to more wealth … at the expense of the many?

The answer, of course, is BECAUSE those politicians get a piece of the action… in campaign bribes, and they write the laws that permit it!!!

These same politicians also REFUSE to write laws to stop it and create jail time for the offenders…

It can get worse!

So here’s the good news: China has its problems too! China’s Billionaire People’s Congress Makes Capitol Hill Look Like Pauper

China ranks #78 on the international corruption index. Not to worry, though, the U.S. is #22!

The U.S. is NOT #1… it’s #22!!!

21 from the top!!!

Political corruption will bury us if we don’t force public funding of campaigns. I want these jokers working for the public rather than private interests, and the only way we’ll get there is with a 100% turnover in November.

Defense Industry Fraud?

I’m hearing (on TV, if you can believe the media) that over the last decade roughly $2 trillion of defense industry spending cannot be accounted for. It doesn’t surprise me.

I’d certainly start looking for dummy-companies… companies in name only where defense employees with sufficient authority have put them on the payroll (issued dummy contracts for dummy services) so the taxpayer money passed through can be laundered to their own personal wealth.

But no politician wants to touch it!!!

How do they get by with it?

As Rick Santorum says, by “giving one for the team!”  Even when you personally oppose things like funding the Bridge to Nowhere, which he voted for (and I am sure got paid well for it).

It’s called “Getting ready for a military takeover!”

NOBODY wants to talk about it, but I worry.

Here we have the government passing more and more laws to curb individual freedoms, even making it illegal (in 3 states already) to videotape a policeman committing a crime or abusing a citizen.

And more and more of the middle class are sinking to the lowest class, and the government is privatizing our armed services (Halliburton and Bechtal and you name it), and I wonder:

What’s next? A total rebellion, Egypt-style?


Time for mass political retirements!

March 2, 2012

Yea, these leakers have trashed our economy, and it’s time for them to go. We would expect that in Syria and elsewhere; let’s do as we say.

By Jack E. Lohman

With an acceptance rating of less than 10%, our congressional members must do what they are demanding of Syria’s Assad: they must step down from their leadership role and call for a new election in America.

100% of them; no exceptions!

There are many things wrong with the way politicians run our country, but they all hover around one core issue: political corruption.  Rocky Anderson hits the nail squarely on the head with his assessment. Whether he’s our next president or not, he’s got to be better than Obama and his Republican opponent.

Our core problem is our corrupt politicians

Whether you oppose the wars, oppose our nation’s drug policies, oppose our broken health care system, oppose the 1%, oppose the jobs’ export to other countries, look at your leadership. As long as they are getting cash dollars from the other side, you will remain on the outside looking in.

I do not like advocating for a change in government. But if we don’t do it voluntarily today, it will be forced on us by the American crazies with guns.

I do not believe for a moment that the US is beyond a military takeover. Here we are creating and training a private army, maybe even for the benefit of the politicians behind said funding. If you are part of the 90% that do not trust our current congress, how can you possibly trust them when the chips are down???

They have to go… NOW!


Gas at $5! So?

February 27, 2012

Why are we surprised? The oil industry still owns our politicians!

By Jack E. Lohman

Gas prices will go up to $5, because they CAN!

Get used to it. At least until late summer, when Obama gets tough just before the elections.

You’ll hear a lot about oil “speculators,” and he’s right. They are the number one problem. It’s not Iran. Our economy is rebounding and they want the cash in their pockets instead of yours. So they buy refinery-tank-fulls and hoard product until they have to back off.

And, much of the oil we refine in the U.S. and export to other countries. Oil is this nation’s biggest export, and our politicians want to keep it that way because they get a piece of the action.

It’s the free market, don’cha know.

Obama won’t do anything drastic because they help fund his elections. And the Republicans won’t do anything because also help fund their elections! (They could ban speculating/hoarding of vital product, but that would curtail campaign bribes.)

This is a game. Two people can play, the D’s and R’s.

There’s only one winner, but it’s never you. This is 100% a two-party game. They both know the problem, and they know the solution, but neither wants to go there because they are both on the take.

But you lose… and you should lose.

At least until you get smart enough to throw out both political parties. But to date the electorate has allowed the villains to divide and divert them. We’ve got to be smarter than this.

The fix?

Yea, there is one. First, throw all of the bastards out of office! None of them should stay! UNTIL they pass public funding of campaigns, and then we can start to move forward and re-anchor our families.

Step 1) A public-option OIL company. Let’s (the taxpayers) buy up the next failing oil company, or build one from scratch. Imagine the new jobs that would be created, with consumer rather than taxpayer money.

Step 2) A public-option bank! Let’s not bail out the next failing bank, let’s buy it! Of course, Bank of America would be gone in a heartbeat, but so would be our economic woes.

Step 3) A public-option car company! No more bailing out General Motors, they either run it right or lose it! And then we taxpayers will run it and set the CEO salaries ourselves. And the prices of our cars.

But wait, all of our political bastards get campaign bribes from these guys!

Say goodbye to that, too! With all of this public option stuff going around, political bribes will not be useful.

Remember this: “PUBLIC OPTION!” What’s not to like about that?

The free market will not just survive, but even hum with all of these newly competitive industries.


Three options for Health Care, Part 3

February 22, 2012

Now we’re really in trouble… we’re talking “socialized medicine!”

By Jack E. Lohman

The reality is that — one way or another — we Americans, 100% of us, pay for 100% of all nationwide healthcare costs. Whether through increased employer costs that are passed on to the consumers at the cash registers, or through taxation. So, the big question is,

“why don’t we do this the right way from the beginning? Eliminate all unnecessary costs for industry profit and over-use and fraud, and just pay the damned bill and move on to fixing our real national issues???”

Yes, we hear all of these terrible things about Canada’s and Britain’s systems, but we hear it mostly from the for-profit insurance and private interests that also want to make their country’s system privatized and profitable like (God forbid) America’s!

The actual public — the peons and patients — love what they have because it gets the thing done — better, and at half the cost of America’s profit-making system, which is set to satisfy only the vultures.

Polls show that 80% of Canadians prefer their system to ours. Yes there are wait times for non-critical procedures, but not for urgent needs. And they could even eliminate the waits they have by increasing their spending from 10% to 12% of GDP (ours is 17.5%).

The most efficient is the V.A. Medical Center

Think Walter Reed and Bethesda Medical Center, government-run systems that have cared for (the well-respected) Dick Cheney and other government bigwigs. Not too shabby, I would say.

Yea, the V.A. system is currently overloaded because of the wars, but give them all of our private hospitals and physician clinics and they’d do a lot better than our privatized system. And incidentally, let them buy the failing Mt. Sinai here in Milwaukee and start the ball rolling.

Oh, but the right-wing ideologues would have kittens. “Government run??? You’ve got to be kidding!!!”

And clearly they’d have some good arguments. Government bureaucrats are sometimes worse than profit gougers. There’s just no in-between.

Or is there?

Let’s have the Federal Government (taxpayers) subcontract Universal Health Care to Halliburton or Boeing (okay, just kidding but you get the point) or another well-respected non-profit private entity. Expand the V.A. system to all Americans!

We taxpayers would be the only shareholders, and we’d establish a non-partisan board of directors (picked not by politicians but by a combination of health care professionals).

The only incentive will be executive wages, paid on a performance basis, which would be established by the board. With a $1 million CEO salary cap. And employee salaries. The doctors would be salaried (very well, I might add) with only one goal: good, solid, patient care.

And the estimated trillion-dollar-per-year savings?

We’ll find a place for it.

All of this may make sense but it is not accompanied by a campaign check. So making it happen will be difficult.


Three options for Health Care, Part 2

February 21, 2012

Medicare-for-all or single-payer are hopefuls, but both are still subject to over-billing and fraud. And politicians.

By Jack E. Lohman

Mainly political corruption. Because with this system the insurance industry is not needed, or at best, it plays a minimal role by providing “Gap” insurance to cover co-pays and deductibles. Thus they are willing to pay big money to the politicians who block it.

Guys like Sen. Max Baucus (D-MT) and Sen. Mitch McConnell (R-KY) are high on their list, but should be at the bottom of yours. They have their own gold-plated taxpayer-funded health care plan, even after their retirement. They are fixed for life.

Single-payer is a term we use, because the taxpayer is that payer. Medicare, Medicaid, and BadgerCare are all in that category, but importantly they only provide the administrative services. It all cases the medical services are provided by the same private hospitals and doctors we are currently using.

It makes a lot of sense, but that’s exactly why it is having problems attracting politician support.

Getting rid of the high profits to shareholders, high CEO salaries and benefits, sales commissions, excessive legal fees for defending denials and cherry-picking, and the cost of political bribes is key. Still remaining as problems is the fee-for-service system of compensating physicians, which encourages over-ordering, and the lack of a Certificate of Need which discourages overbuilding and the purchase of expensive MRI and other high-tech instrumentation.

Deductibles and co-pays are generally counter-productive

They keep patients away from the doctor and allow minor problems to escalate to more costly problems. People sometimes just can’t afford them, and even so, their cost of administration is often equal to the payment. Yes, unnecessary doctor visits may result without them, but few people relish sitting in a doctor’s waiting room unless they feel they need it.

Getting single-payer on the table

Not an easy thing when politicians are paid to keep it off the table. About eight healthcare activists attempted to get it discussed and were arrested for disturbing the peace at a Senate Finance meeting. Just allow a vote on it, was all they asked. Sen. Max Baucus, with his $5 million from the healthcare industry, wouldn’t have any such thing.

Rep. John Conyers had HR676, a Medicare-for-all system that would have cut $400 billion from our nation’s healthcare tab while providing health care to 100% of our citizens.

From the public’s standpoint …

… single-payer makes sense, because it gets employers out of the business of providing healthcare and it allows portability — giving people the opportunity to quit their job and start a new business on their own — without the fear of killing healthcare for their family.

But it doesn’t make sense for the politicians because it will kill campaign contributions.

From a cost standpoint, a Medicare-for-all makes sense for the taxpayers AND the business community… the non-insurance businesses, that is.


Three options for Health Care, Part 1

February 20, 2012

Our current system, filled with political corruption, high costs, excessive profits, denials, retroactive exclusions and fraud.

By Jack E. Lohman

The system is filled with the profit motive, even at the expense of the patient, and the politicians share the profits. So the political fix is not going to be easy, regardless of which of the two parties are in control, because they both take campaign bribes.

Hospitals have evolved from non-profit church-run institutions to corporations with CEOs and shareholders, too many of which give cash dollars to politicians so the rules are weakened to satisfy their profits. Cash dollars (campaign bribes) flowed before the state legislature nullified the Certificate of Need (CON).

The CON prevented hospitals from building wherever they wanted, and here in Milwaukee we saw new hospitals built near old hospitals “to compete.”

But they didn’t compete because they bought up the local physician clinics (their referral base) and are actually allowed to pay the doctors “productivity bonuses” for admitting patients and performing even more expensive MRIs and other tests and surgeries (whether needed or not).

Thanks but no thanks. We don’t need that type of competition, which drives costs up, not down.

Doctors, incidentally, should be paid very well, but not on the basis of how many tests or surgeries they perform or don’t perform (which is now the case). It’s what they call fee-for-service and applies to both private insurance and Medicare, though Medicare reimburses at a lower (though still profitable) rate. Indeed we have seen doctors who have maxed out their schedule refuse Medicare patients and hold out for non-Medicare patients.

Insurance companies are middlemen that simply profit from the system. More so from well people who need no medical services, and less so from people who really are sick and need care. Remember that only those requiring care increase our costs.

The insurance industry is virtually unregulated where it counts and have even cancelled insurance policies retroactively in what are called rescissions. One woman was refused breast cancer coverage because she failed to report the acne she had as a teenager, as just one ploy they use.

And denials of care are common, like the liver transplant for a 17-year-old girl in California. CIGNA finally approved it after months of public and media pressure, but the girl died the afternoon it was finally approved. Thanks CIGNA, for keeping your profits up front.

Fraud happens, mainly because virtually any outside billing system allows it. Bad guys obtain social security and insurance numbers, even after the patients die, and both private and Medicare are affected. Any time outside billing is allowed, inappropriate billing will occur, and in our case it is estimated at 10% of our total costs.

The Feds should reward outside contractors to pursue villains.

Sadly, we must rely on our politicians, who get a piece of the action in campaign bribes to keep the system broken.


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